In order to enter the Workers’ Compensation Group, an employer must be a member in good standing of the Mississippi Manufacturers Association. It is not necessary for an employer to be an Association member in order to obtain a premium quotation or apply for coverage with the Group. However, any Group applicant that is not already an Association member must agree to join the Association as a condition of Group participation.
Provide three years' current loss history and prior annual premiums.
Provide number of employees per class/shift.
Willingness to accept joint and several liability provisions of the Mississippi Manufacturers Association Workers’ Compensation Group.
Willingness to accept safety program requirements, claims reporting/handling requirements, payroll auditing procedures and all other reasonable requests of the Group.
Minimum annual premium of $5,000.
Must submit a copy of the most recently completed fiscal year end financial statement. Financial information provided by applicants is kept in the strictest of confidence. Each applicant’s financial statement is reviewed only by the Group’s Certified Public Accountant.
Provide a copy of current NCCI Exposure Mod worksheet.
EXCLUSIONS
| Explosives / Demolition |
|
Logging
|
| Railroad, Maritime or other exposures subject to coverage under any federal workers'compensation act |
|
Nursing homes/ Hospitals |
| Demolition, underground mining, underwater work (except fisheries) |
|
General contractors |
| Asbestos, PCB or Dioxin Handling |
|
Home Builders |
| Iron / Steel Erection |
|
Electric Power Associates |
| Roofing (all kinds) |
|
Municipalities, either cities or counties |
| Elevator installation or repair |
|
State Agencies |
| Professional sports team |
|
Restaurants |
| Amusement parks, exhibitions, carnivals, circuses |
|
School systems |
| Temporary staffing and /or PEO |
|
Trucking (Primary operations) |
| Automobile dealers |
|
Farming operations |
| Silica Risks |
|
|
No Hazard Class IV business written. Hazard Class III cdered on a case-by-case basis.
REFERRALS
The following is a partial listing of classifications which must be referred to our reinsurer, prior to quoting. Please allow additional time when submitting accounts with these classifications.
CLASSES
| CODE |
CLASSIFICATION |
|
CODE |
CLASSIFICATION |
| 0034 |
Farm -Poultry Operations |
|
3081 |
Foundry-Ferrous NOC |
| 0037 |
Farm - Field Crops & Drivers |
|
3082 |
Foundry- Steel Casings |
| 0083 |
Farm - Cattle or Livestock Raising |
|
3085 |
Foundry - Non-Ferrous |
| 0401 |
Cotten Gin Operations & Local Manager, Drivers |
|
3365 |
Welding or Cutting NOC |
| 2014 |
Grain Milling |
|
3620 |
Boiler Making |
|
2157 7390
|
Bottling NOC & Route Supervisors, Drivers |
|
3643 |
Electric Power or Transmission Euipment Manufacturing |
| 2710 |
Sawmill |
|
3724 |
Machinery or Equipment Erection or Repair NOC & Drivers |
|
2731
|
Planer |
|
3726 |
Boiler Installation or Repair |
| 3030 3040 |
Iron or Steel - Structural & Ornamental |
|
5160 |
Elevator Erection or Repair |
| 3041 |
Iron or Steel - Fabrication: Iron Works - Shop - Decorative or Artistic - Foundriesm Drivers |
|
6204 |
Drilling NOC & Drivers |
| 3042 |
Elevator / Escalator MFG |
|
7380 |
Drivers, Chauffeurs & Their Helpers NOC - Commerical |
|
|
|
7720 |
Police Officers & Drivers |
Employers which have excluded exposures as an incidental part of their operation may still be eligible for Group membership provided they can obtain coverage for these exposures elsewhere.
Submissions for premium quotations and questions regarding the operation of the Group should be directed to:
Tom Luscomb, CPCU, AU
CCMSI
1-800-668-7542
1-601-608-1008
1-601-608-1038 fax
tluscomb@ccmsi.com